Hello. I'm Ray Crouse, President and CEO of Parsons Federal Credit Union. Concerns about the Coronavirus have caused implications for companies across the United States. As a federally insured financial institution, Parsons Federal Credit Union has a business continuity plan for all kinds of potential emergencies, including pandemics. We have enacted that plan, cancelled all non-essential travel and have instituted safe hygiene practices. Our call center is well-equipped and prepared to assist you with the level of service you are accustomed to. Over 98% of our transactions occur remotely. We are ready to serve our membership without being face to face. With our advanced technology we are confident we will continue to serve you with your banking needs in any emergency situation. Thank you for your continued loyalty and for being a member. Parsons Federal Credit Union is always prepared and ready to serve you.