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Parsons Federal Credit Union

Mortgage Loan

If you are considering refinancing your mortgage or purchasing a new home in this low-rate market, you may want to explore your options with Parsons FCU.

Our goal is the help you achieve more financial freedom and make your life's journey easier. Knowing your choices gives you the power to make good decisions. That is why we have provided you with the Mortgage Center, where you will find valuable information you may use when buying or refinancing your home, even before you apply.

The Mortgage Center offers information regarding:

  • Information for First-Timer Homebuyers
  • Purchasing a Home
  • Saving Money with Refinancing
  • Importance of Homeowners Insurance
  • Property Types

Discover the advantages of the various loan types we offer.

Fixed Rate Mortgages

Fixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.

 

Adjustable Rate Mortgages (ARM)

Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase as time goes on. ARMs are useful loans for a variety of circumstances.

 

Jumbo Loans 

Need to borrow more than $417,000? A Jumbo Loan may be your answer.

 

Unique Loans 

We offer a number of unique loans that may fit your particular needs. Visit our Mortgage Center to learn more.

 

Use our helpful Rate Tracker to notify you when a particular rate is available and learn how to lock in your rate while your loan is in process. The Mortgage Center offers a step-by-step application process and representatives are on stand-by to assist in case you have any questions or concerns. All loans are subject to credit approval.

We believe you will find financing with Parsons Federal Credit Union is a great option because we have partnered with Wescom Central to bring you a comprehensive suite of mortgage loan options that will fit your needs. Our expert loan representatives are here to guide you through the process to ensure a painless experience. 

 

Mortgage Center