Parsons Federal Credit Union offers an exclusive selection of Visa credit cards that provide our members with a wide range of real-life benefits and rewards.
With our Visa Platinum card, you’ll earn reward points with every purchase. Points are redeemable at Explorer Rewards® , which is designed to offer our members a wide selection of gift cards, travel perks, and cashback.
To find out which credit card fits your needs best, explore each card’s features and benefits by clicking on the drop-down menu below.
Visa Classic - Take advantage of a low, non-variable rate
Our Visa Classic credit card offers a great value, with winning features. Take advantage of:
1 See our rates.
Visa Gold Lite - Comfortably pay off large purchases over time
Parsons FCU Visa Gold Lite is one of our most popular credit cards. Unlike most credit cards, our Visa Gold Lite offers a low, fixed (non-variable) rate and a high credit limit, making it the perfect card to use for large purchases, which can be paid off comfortably over time.
Features & Benefits:
1 See our rates.
2 Explorer Rewards Points expire 5 years (60 months) from the date earned. For example, Explorer Rewards Points earned in November 2020 will expire November 30, 2025. Your monthly Visa Gold Credit card statement will alert you regarding expiring points. You may also view your points balance online in the Explorer Rewards portal. For more information on Explorer Rewards call (855) 854-5493.
Minimum number of Explorer Rewards Points redeemable for cash is 2,500. Expired points will not be reinstated to your account. Your account must be in good standing (i.e. not delinquent or canceled, or otherwise not usable for charges or other transactions) to redeem Explorer Rewards points.
Visa Platinum – 2X in Rewards and No Foreign Transaction Fee!
Our newest, most rewarding Platinum Visa card is designed specifically for those looking to maximize rewards earned with every purchase. In addition, our Platinum card offers no foreign transaction fee and a low everyday 1% balance transfer rate, a rare feature that can save you a great deal of money after holidays or major purchases!
Included features and benefits:
1 See our rates.
2 Explorer Rewards Points expire 5 years (60 months) from the date earned. For example, Explorer Rewards Points earned in November 2020 will expire November 30, 2025. Your monthly Visa Gold Credit card statement will alert you regarding expiring points. You may also view your points balance online in the Explorer Rewards portal. For more information on Explorer Rewards call (855) 854-5493.
Minimum number of Explorer Rewards Points redeemable for cash is 2,500. Expired points will not be reinstated to your account. Your account must be in good standing (i.e. not delinquent or canceled, or otherwise not usable for charges or other transactions) to redeem Explorer Rewards points.
Share Secured Visa - Build a credit history with a guaranteed credit limit
Parsons FCU Share-Secured Visa credit card is secured by pledging funds on deposit in your Parsons FCU share savings account, equal to 125% of the credit limit that fits your budget. (IRAs and ESOP accounts are not eligible to be used as collateral.) Share-Secured Visa payment history is reported to all three major credit bureaus. Other advantages include:
Features & Benefits:
1 See our rates.
CLICK HERE FOR OUR LEGACY CREDIT CARDS THAT ARE NO LONGER OFFERED
Additional Visa Information
Traveling Abroad?
Locate International Visa/Plus ATMs here.
Notify Us When You Travel
If you're an existing Parsons FCU Visa Credit or Debit cardholder, notify Card Services if you are traveling so that your spending privileges won't be interrupted. You can do so through online banking and your mobile app under Travel Notification.
Foreign Currency Exchange Rate
Visit Visa's Foreign Currency Exchange website to estimate the rate of exchange when using your Parsons FCU Visa Credit Cards internationally. Visa charges a 1% Currency Conversion Fee.
For after-hours assistance with your Parsons FCU Visa Credit or Debit Card, please call:
Toll-free: (800) 547-1827
If suspicious activity is detected on your card, you may receive a text, email, or call from our card processing center to notify you and request your instruction to authorize or unauthorize the charge(s).
Card Activation Parsons FCU urges all credit and debit cardholders to activate and sign the back of their cards upon receipt. Technically, merchants are not authorized to accept credit or debit cards that are not signed by the cardholder or have used the signature panel on the back of the card for something other than a signature such as "Ask for ID."
EMV Chip Card Parsons FCU is very excited to offer our members the added protection that a chip card provides. There are a few things to know about your new card. The card has an embedded microchip that turns your Parsons FCU card member information into a unique code that is used to obtain approval for your transaction. For the card reader to read the chip, insert your card into the terminal and press the green button to accept the amount. Be sure to leave your card in the terminal and wait for authorization before removing your card. Removing it too soon can damage the chip. For a visual on how to use your card, click here.
Contactless Card Your Visa Platinum features the Contactless Indicator which means you can use it to tap to pay where you see the Contactless Symbol including many of your favorite stores. Tapping to pay with your Visa contactless chip card or payment-enabled mobile/wearable device is a secure way to pay because each transaction generates a transaction-specific, one-time code, that is extremely effective in reducing counterfeit fraud. To make a payment, your contactless chip card or payment-enabled mobile/wearable device must be placed within 2 inches of the Contactless Symbol located on the checkout terminal in order for the transaction to take place (so you can’t pay accidentally). You can also rest assured that Visa will protect your payment information from fraud losses and unauthorized purchases with Visa’s Zero Liability Policy. For a visual on how to use your card, click here.
Note to our long term card members: Our new rewards program, Explorer Rewards, allows our cardholders to enjoy upgraded perks and an enhanced website experience! Explorer Rewards will replace the existing Extra Awards program. Your existing points balance and accrual will not be impacted. You can access more information by clicking here.
If you're using a screen reader or other auxiliary aid
and having problems using this web site,
please call 800-765-4527 for assistance.