You trust your credit union to make products and services available to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

Working with carefully selected insurance companies, these programs can provide discounted rates exclusively for credit union members, online services, and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

• Credit union member discounts
• Nationally recognized companies
• Friendly, 24/7 service-- even on holidays
• Discounts for multiple vehicles, safety features, good driving and more
• Mobile app for easy claims

It can be easy to get a free quote today. Click on the banner below to learn more.

If your vehicle is totaled or stolen, the amount you receive from your insurance company may be significantly less than the outstanding balance on your loan. This may create a deficit balance or a "gap," resulting in serious financial hardship for you. Guaranteed Asset Protection or "GAP" is designed to pay the deficit, or the difference between what your insurance company determines what your vehicle is worth and the outstanding balance on your loan.

The GAP Protection offered through Parsons Federal Credit Union will not only pay the deficit on your loan balance if your covered vehicle is totaled or stolen, it may also pay your insurance deductible up to $1,000 and will pay up to an additional $1,000 towards the purchase price of your new vehicle if you finance it through Parsons Federal Credit Union. This protection is available for new and pre-owned vehicles, and may be purchased at anytime during the term of your vehicle loan with Parsons Federal Credit Union. 

In the event that the primary borrower listed on the GAP Waiver becomes involuntarily unemployed, the IU Suspension Benefit allows the credit union to suspend up to three loan payments and defer the payments to the end of the loan. The IU benefit reimburses the lender for the interest accrued during the suspended payment period.  

Some of the coverage offered varies by state, so talk to a Parsons FCU Loan Representative for more information on this valuable insurance today!

The credit union’s credit decision will not be affected by whether our member elects to purchase this protection.

Parsons Federal Credit Union wants to help protect your family and as an accountholder age 18 or older, you are automatically:

• Eligible for $1,000 ¹ (AD&D) coverage* paid for you by Parsons FCU
• Pre-authorized for additional coverage* up to $300,000 ¹
• Guaranteed acceptance
• No medical exams or health questions

You may have received a letter offering $1000 coverage for Accidental Death and Dismemberment (AD&D), paid for by the credit union with the option to purchase more coverage. If you have elected to purchase more coverage, you will be charged quarterly with an automatic deduction from your account.

To enroll, click here.

If you have any questions, please call the Plan Administrator toll free at 1-(877) 309-6576, Monday – Friday, 7:00 am – 8:00 pm and Saturdays, 8:30 am – 5:00 pm CST.

¹ All coverage is reduced by 50% at age 70 and older. This reduction also applies even if you have attained the age of 70 when you first obtain coverage. The family plan insures spouse and children at a percentage of your coverage amount.

*Insurance is underwritten by Federal Insurance Company, a Chubb Company. Exclusions and limitations apply.

Be ready for the unexpected and ensure you're covered in the event a mechanical breakdown occurs. With Mechanical Breakdown Protection from Route 66 Warranty, offered by Parsons Federal Credit Union, you can rest easy knowing you are covered. Protection plans are available for both new and pre-owned vehicles and coverage is transferable for a fee if you sell your vehicle before your policy expires, providing added resale value.

We offer three extensive coverage types depending on your needs. All plans come with Rental Car Allowance and 24 hour/7 days/365 Emergency Roadside Service for when the unexpected happens:

• Towing
• Lock-out Service
• Flat Tire Assistance
• Battery Jump Starting
• Emergency Gas Delivery

Interested in exploring your options? Speak with a Loan Representative today by calling (800) 765-4527.

Certain conditions and components are excluded, such as inadequate maintenance of the vehicle, pre-existing conditions, corrosion and parts designed for limited life such as bulbs, filters and brake pads. Mechanical Breakdown Protection is underwritten by American Bankers Insurance Company of Florida.