Parsons Federal Credit Union offers a diverse group of credit cards that provide a wide range of benefits and rewards.
Introducing our new rewards program, Explorer Rewards. Visa Gold cardholders will enjoy upgraded perks and an enhanced website experience ! Explorer Rewards will replace the existing Extra Awards program. Your existing points balance and accrual will not be impacted.
Communications regarding this transition and instructions for logging into the new platform was sent to all Visa Gold cardholders. You can access that information by clicking here.
To apply for one of our credit cards on your smartphone, click here. Otherwise, choose from the following drop-down menus to apply for the card you're interested in from your desktop. All loans subject to approval.
Every Visa card comes with peace of mind built in.
With Visa Gold and Visa Gold Lite, you receive protection against identify theft, auto rental collision, and more. To read about these benefits and how to qualify, click here to go direct to Visa's support website.
Visa Classic - Take advantage of a low, non-variable rate
The Parsons FCU Visa Classic credit card offers a great value, with winning features. Take advantage of:
1 See our rates.
Visa Gold - Earn awards points for cash back and travel
Want something more out of your card? A Parsons FCU Visa Gold credit card offers an elite program with low rates, higher credit limits and premium rewards! It also boasts features including:
1 See our rates.
2 Explorer Rewards Points expire 5 years (60 months) from the date earned. For example, Explorer Rewards Points earned in November 2020 will expire November 30, 2025. Your monthly Visa Gold Credit card statement will alert you regarding expiring points. You may also view your points balance online in the Explorer Rewards portal. For more information on Explorer Rewards call (855) 854-5493.
Minimum number of Explorer Rewards Points redeemable for cash is 2,500. Expired points will not be reinstated to your account. Your account must be in good standing (i.e. not delinquent or canceled, or otherwise not usable for charges or other transactions) to redeem Explorer Rewards points.
Visa Gold Lite - Higher credit limit with low, non-variable rate
If you're interested in a low, non-variable rate credit card, Parsons FCU Visa Gold Lite may be the right card for you. Go Lite, and you still get a lot:
1 See our rates.
Share Secured Visa
Just starting out, re-establishing your credit, or just value the convenience and security of pledged shares? A perfect choice is a Parsons FCU Share-Secured Visa credit card — secured by pledging funds on deposit in your Parsons FCU share savings account equal to 125% of the credit limit that fits your budget. (IRAs and ESOP accounts are not eligible to be used as collateral.) Your Share-Secured Visa payment history is then reported to all three major credit bureaus. Other advantages include:
1 See our rates.
Credit Builder Visa
At Parsons FCU, we know that the recent economy has hit many people pretty hard — and we'd like to help members who've been affected get back on their feet financially. That's where our Credit Builder Visa Classic credit card comes in.
With built-in benefits you can use on an everyday basis, this card offers valuable opportunities to establish better credit at the same time. It lets you track and manage your credit card activity 24/7 with Online Banking. Plus, you can take advantage of automatic payment options and start rebuilding your credit with automatic monthly reporting to the credit bureaus of your payment history. Other features include:
1 See our rates.
Additional Visa Information
Traveling Abroad?
Locate International Visa/Plus ATMs here.
Notify Us When You Travel
If you're an existing Parsons FCU Visa Credit or Debit Card holder, notify Card Services if you are traveling so that your spending privileges won't be interrupted. You can do so through online banking and your mobile app under Travel Notification.
Foreign Currency Exchange Rate
Visit Visa's Foreign Currency Exchange website to estimate the rate of exchange when using your Parsons FCU Visa Credit Cards internationally. Visa charges a 1% Currency Conversion Fee.
For after hours assistance with your Parsons FCU Visa Credit or Debit Card, please call:
Toll-free: (800) 547-1827
If suspicious activity is detected on your card, you may receive a text, email, or call from our card processing center to notify you and request for your instruction to authorize or unauthorize the charge(s).
Card Activation Parsons FCU urges all credit and debit card holders to activate and sign the back of their cards upon receipt. Technically, merchants are not authorized to accept credit or debit cards that are not signed by the cardholder or have used the signature panel on the back of the card for something other than a signature such as "Ask for ID."
EMV Chip Card Parsons FCU is very excited to offer our members the added protection that a chip card provides. There are a few things to know about your new card. The card has an embedded microchip that turns your Parsons FCU card member information into a unique code that is used to obtain approval for your transaction. For the card reader to read the chip, insert your card into the terminal and press the green button to accept the amount. Be sure to leave your card in the terminal and wait for authorization before removing your card. Removing it too soon can damage the chip. For a visual on how to use your card, link to how to use your card click here.
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please call 800-765-4527 for assistance.