1. Determine your budget

2. Narrow your list to a few cars

3. Decide if you're buying new or used, or leasing

4. Determine your overall ownership costs

5. Nail down financing before you visit the dealer

6. Automaker's promotion may not be the best interest rate

7. Know the invoice price

8. Find all possible discounts in advance

9. Don't rush the test drive

10. Use smart negotiating strategies

Read more here . If you are looking for the best auto financing option, talk to one of us at Parsons FCU and let us help!